Free Online In-Hand Salary Calculator
Use this free In-Hand Salary Calculator to estimate monthly take-home salary from an annual CTC offer. Add CTC, variable pay, PF assumptions, professional tax, other deductions, and TDS mode to see a practical salary breakup.
The calculator is useful for freshers comparing first offers, employees checking salary revisions, and job switchers trying to understand how much money may actually arrive in the bank every month.
Salary calculations depend on company payroll structure, tax regime choice, state professional tax, exemptions, reimbursements, bonus payout rules, and employer policies. Treat this as an estimate and verify the final breakup with HR or payroll.
Key Features
When to Use This In-Hand Salary Calculator
How to Use the In-Hand Salary Calculator
- 1. Enter your annual CTC and expected variable pay.
- 2. Set basic salary percentage based on your offer letter or company structure.
- 3. Choose PF, gratuity, professional tax, and TDS assumptions.
- 4. Review monthly in-hand salary, monthly gross, and deduction breakup.
In-Hand Salary Calculator FAQ
Is this In-Hand Salary Calculator free?
Yes. The In-Hand Salary Calculator is free to use and does not require login.
Is CTC the same as in-hand salary?
No. CTC is the total annual cost to company. In-hand salary is what you receive after employee PF, tax/TDS, professional tax, and other deductions.
Does this calculate exact payroll?
No. It estimates take-home salary from common India salary assumptions. Your exact payroll can differ based on employer policy, state, reimbursements, exemptions, bonus rules, and tax declarations.
Which tax regime does the auto TDS option use?
The auto TDS option uses the Indian new tax regime slab structure for FY 2025-26 with standard deduction and rebate assumptions for salaried income.
Can I copy the salary breakup?
Yes. You can copy the salary summary for notes, offer comparison, or HR discussion.